November 30, 2025

Don’t Lose Your Dental Benefits

Most dental insurance plans reset on January 1st. That means any unused benefits from 2025 don’t roll over into the new year. If you haven’t scheduled your routine cleaning, follow-up treatment, or have been putting off dental work you need—now is the time.

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The end of the year is right around the corner, and while most people are focused on holiday plans, travel, and family events, there’s one thing that often gets forgotten: your unused dental benefits.

Most dental insurance plans reset on January 1st. That means any unused benefits from 2025 don’t roll over into the new year. If you haven’t scheduled your routine cleaning, follow-up treatment, or have been putting off dental work you need—now is the time.

Why Dental Benefits Don’t Roll Over

Dental insurance works on a “use it or lose it” policy. Each year, your plan typically gives you:

  • A yearly maximum (the total amount insurance will cover)
  • Two dental cleanings and exams
  • Partial coverage for fillings, crowns, and other services

If you don’t use those benefits before December 31, they simply disappear. You’ve already paid for them through premiums—so it’s smart to take advantage of what’s included.

Preventive Dentistry Saves Money Long-Term

Many people delay dental care because they don’t feel pain or don’t think a small issue is urgent. However, preventive appointments are one of the best investments you can make in your oral health.

Routine cleanings and early treatment can:

  • Catch problems before they get bigger
  • Reduce the need for more complex or costly procedures
  • Keep teeth and gums healthy
  • Prevent dental emergencies

Small issues like cavities or chips are always easier—and less expensive—to treat early.

Have an HSA or FSA? Use It Before It Expires

Some patients don’t just lose their insurance benefits; they lose tax-free money sitting in an HSA or FSA. These funds are designed to cover healthcare and dental care, and many plans require you to use the balance by year-end.

These funds can often be used toward:

  • Preventive cleanings and exams
  • Fillings, crowns, and restorative care
  • Whitening and cosmetic dentistry
  • Nightguards or bite therapy

If you’re unsure what your plan covers, we’re happy to help you look into it.

The Year-End Schedule Fills Quickly

The holiday season tends to be one of the busiest times in dentistry. Families are home from school, people take time off work, and everyone is trying to secure those last-minute appointments.

If you’ve been waiting for a sign, this is it. Booking sooner means more availability and more flexibility.

Schedule Your Appointment Today

Don’t let your benefits go unused. If there’s treatment you’ve been delaying or you’re due for a cleaning, now is the perfect time to take care of your smile.

Call our office or schedule online—we’re here to help you make the most of your coverage and start the new year with a healthy, confident smile.